Paying for Closing Costs

Paying for Closing Costs

  Down Payment and Paying for Closing Costs For many prospective home buyers, one of the biggest barriers to home ownership is having the funds for the down payment and closin....

How Can I Afford to Buy a New Home?

How Can I Afford to Buy a New Home?

How Can I Afford to Buy a New Home? Many buyers think they won’t be able to get a mortgage for a home, but there are several financing options out there for buyers. It is i....

Use Your Tax Refund on Your Home

Use Your Tax Refund on Your Home

Have you filed your taxes yet? You can use your tax refund for so many things regarding home ownership. We know — tax season isn’t anybody’s favorite time of the year (ex....

Homeowners Tips for Tax Time

Homeowners Tips for Tax Time

No foolin’ TAX TIME is just around the corner. Here’s a few handy articles to help you procrastinate getting yours done for just a little longer… 😉 Here are th....

Improve Your Credit Score

Improve Your Credit Score

It’s a good idea to start working on improving your credit score several months before applying for a big loan, whether you’re buying a house, refinancing or buying a car. Boos....

VA Mortgage Basics

VA Mortgage Basics

What is a VA Mortgage? The Department of Veterans Affairs (VA) guarantees loans to help qualified veterans, reservists, and active-duty service members to finance their homes. Refi....

Real Estate and Your Pending Divorce

Real Estate and Your Pending Divorce

Divorce is rarely easy, and it often means a lot of painful decisions must be made. Real Estate in this context can be confusing. These decisions are important and they can have ....

Pre-Qualify for a Mortgage Before Searching

Pre-Qualify for a Mortgage Before Searching

Mortgage Pre-Approval Advantages Knowledge — You will know exactly how much you can afford before you start home shopping. Competitive advantage — Sellers and real esta....

What Do Rising Interest Rates Mean?

What Do Rising Interest Rates Mean?

You’ve no doubt noticed the increase in mortgage rates in the last month – maybe that statistic has even caused you to wonder if NOW is the time to sell your home. Happily ....

Keep Your Mortgage Approval

Keep Your Mortgage Approval

As a buyer you need to remember that a mortgage is conditionally approved, with the lender reserving the right to re-verify credit, income, assets and employment at anytime. The le....

STAR Exemption

STAR Exemption

School Tax Relief Exemption (STAR) Information There are two different types of STAR exemptions: Basic STAR has no age limit; it is available to anyone with a household income unde....

Dangerous Loans

Dangerous Loans

In today’s economic times with consumers finding it increasingly difficult to make ends meet, some may turn to short term Payday loans.  Payday loan centers are popping up a....